Tax Advice

Make Women Want You Now

Expert Advice

Free Psychic Reading

Intimacy Advice

Money advice

  
Requested in Jobs & Money by a contributor
edited by 2cent




1 Rec

Is your checking account close to zero at the end of the month? You might bounce your next check without some careful budgeting. Most people have a set amount of money coming in every month from salaries or investments. If you take the time to make a list of your bills you can keep from going into debt. These could include your mortgage, college tuition, gas/electric bills, and cable, internet, and cell phone bills and more. Estimate an average monthly amount for things like groceries, maintenance on your car, and even seasonal expenses like clothes. After you subtract all of these out of your monthly income do you have some left over?

If your calculations put you in the hole then look into cheaper alternatives for each of your expenses and consider new avenues of income (overtime, part-time jobs, etc.) to get you back in the black. Once you're well above break-even each month put that extra money into a savings account. No matter how young you are, it's never too early to think about saving for retirement in an IRA (Individual Retirement Account) or just stash it away in an emergency slush fund.

Your advice

Email me at this address if my advice is selected or commented on:
Privacy: Your email address will only be used for sending these notifications.

Related Advice

1 Rec
Requested in Jobs & Money by MaryCT
Your cover letter is your introduction to the hiring manager....
1 Rec
Requested in Jobs & Money by 2cent
A good place to start is to determine whether you have a job or...
2 Recs
Requested in Jobs & Money by a contributor
I am Jobert abma. A security researcher and a hacker with over 15...
1 Rec
Requested in Jobs & Money by a contributor
You need to talk to someone at H&R Block or something.
1 Rec
Requested in Jobs & Money by Hallo
The best debt advice there is tells you to never get into debt,...